Our oil and gas insurance protects your people, equipment, and projects across the toughest field conditions.
The energy industry works under strict schedules and enormous pressure. Equipment malfunctions, unsafe site conditions, and safety issues are among the reasons that can delay the activity and consequently lead to unplanned costs. Oil and Gas Insurance provides you with reliability to manage your activities, safeguard your personnel, and remain in line with safety and environmental regulations.
Why Companies Across the Energy Sector Choose Us
As one of the leading oil and gas insurance companies, TWFG Khan Insurance Services focuses on coverage for operators, contractors, and service professionals who work in the toughest parts of the field. With deep industry expertise and strong carrier partnerships, we support operators, contractors, and transport crews with tailored policies and reliable claims guidance. Our service includes:
- Full review of your operational footprint
- Safety and loss-control guidance
- Access to specialized oil and gas insurance providers
- Identify exposures across drilling, production, transport, and maintenance
- Meet federal, state, and environmental expectations (EPA: https://www.epa.gov/environmental-topics)
- Custom policy-building for drilling, pipeline, and service operations
- Claims support that helps you recover quickly and maintain productivity
We focus on giving you insurance that protects revenue, supports compliance, and keeps projects moving, even when the unexpected happens.
Who Needs Oil & Gas Insurance
Businesses across the energy lifecycle benefit from this coverage, including:
- Upstream operators and non-operators
- Drilling, work-over, and well-service crews
- Midstream pipeline and transport companies
- Field service contractors
- Equipment rental and maintenance firms
- Environmental and project management teams
Whether you run a single crew or manage multiple sites, your insurance program should match the scale and pace of your work.
What Oil & Gas Insurance Covers
A strong gas company insurance policy protects your operation from the risks that matter most. Key coverages include:
• General and Excess Liability for third-party injuries and damages to property, and operations-related risks.
• Commercial Auto and Fleet covering vehicles, goods, and pollutants associated with transport.
• Property, Equipment, and Inland Marine for rigs, tanks, tools, pipelines, and mobile gear either on site or in transit.
• Control-of-Well/OEE for blowouts, cratering, well-control expense, evacuation, and pollution response costs.
• Pollution and Environmental Liability associated with unexpected or slow spills, leaks, and cleansing obligations. (For industry context on well-control and safety practices, see the Bureau of Safety and Environmental Enforcement (BSEE):
• Workers’ Compensation for receiving treatment, illnesses, and meeting compliance requirements. (Read more here about the U.S. Department of Labor for workers’ compensation basics:
https://www.dol.gov/general/topic/workcomp)
• Professional, Surety, and Specialty Policies for all the diverse fields like design work, consulting, bonding, large-loss protection, and offshore or cargo exposures.
Protect Your Oil & Gas Operation Today
TWFG Khan Insurance Services helps you stay ahead of equipment breakdowns, environmental challenges, and worker-safety exposures with insurance designed for real field conditions.
Your risk will be evaluated, you will be encouraged to choose specialized oil and gas contractor insurance options, and together with us, you will develop a program that supports your expansion and also protects your income. Please call us at 713-388-6681, or fill out the online form and state your requirements for securing your assets and maintaining a successful business.
Frequently Asked Questions
Q1. What Insurance Does an Oil & Gas Contractor Typically Need?
General liability, pollution liability, workers’ compensation, commercial auto, and property or equipment coverage are the basic insurances most contractors start with. The majority of them also include inland marine, umbrella liability, and control-of-well insurance in their insurance portfolio if their operations come under higher risk.
Q2. Why Can’t a Standard Business Liability Policy Cover Oilfield Operations?
Primarily, CGL (Commercial General Liability) policies are subject to certain exclusions, such as pollution, damage caused by the insured’s control, and well-control events. The energy sector is in need of those risks being covered by policy extensions and specific insurance.
Q3. How Does Pollution Liability Insurance Work for Oil and Gas Sites?
Such risks as accidents, leaks, and environmental pollution, both sudden and accidental, and in limited cases, long-term releases under site pollution liability policies are included. The coverage may also include cleaning costs, third-party claims, and legal defense expenses. Get in touch with the TWFG team to find out the best coverage for your business.
Q4. What Happens if a Well Blows Out or You Lose Control of It?
Control‑of‑well (Operators’ Extra Expense) insurance helps cover the expenses of regaining control, plugging, well repair, pollution containment, evacuation, and any related losses.
Q5. Can Smaller Operators or Service Contractors Get Coverage Without Large Premiums?
Yes. Coverage size and cost depend on operations, assets, risk profile, and safety history. Many oil & gas insurance programs offer flexible limits, tailored packages, and adjustable deductibles to match the scale of your business.
