Jones Act Coverage San Antonio

San Antonio businesses deserve a partner who understands local maritime risks and federal regulations.
• Deep understanding of San Antonio's unique inland waterway risks
• Expert knowledge of federal maritime laws and Texas-specific regulations
• Customized coverage for San Antonio's diverse maritime operations
We go beyond standard Jones Act coverage with premium risk management services. Our enhanced options include quarterly safety assessments and specialized endorsements for San Antonio's unique maritime operations. This proactive approach helps prevent claims while ensuring complete protection for your workforce.
• Inland Waterway Operators: Barge companies and riverboat services on the San Antonio River and Gulf Intracoastal Waterway need protection against employee injury claims.
• Offshore Support Services: Companies providing support to Gulf of Mexico operations require comprehensive coverage for crew members working offshore.
• Port of San Antonio Businesses: Businesses operating at the inland Port of San Antonio need Jones Act coverage for employees working on navigable waters.
• Maritime Construction Firms: Companies involved in bridge construction, dredging, or other maritime projects in the San Antonio area need protection for their maritime workers.

Let our local experts analyze your current coverage and identify potential gaps or savings for your business.
Comprehensive protection for San Antonio's maritime operations, addressing local risks and federal requirements.

Jones Act coverage in San Antonio averages $5,000 to $15,000 annually per vessel, depending on various factors:
Implementing robust safety programs and regular crew training can help reduce insurance costs for San Antonio maritime employers.
Frequently Asked Questions
Quick answers to questions you may have. Can’t find what you’re looking for? Contact us here.
Jones Act coverage is maritime law that protects seamen injured on the job. While San Antonio isn't a coastal city, it's relevant for companies with maritime connections. The coverage extends to employees working on vessels in navigable waters, which can include rivers and lakes near San Antonio. It provides compensation for injuries, medical care, and lost wages, offering more extensive benefits than traditional workers' compensation.
In San Antonio, Jones Act coverage is crucial for businesses operating on nearby waterways like the San Antonio River or Calaveras Lake. This includes tour boat operators, fishing charters, and companies involved in river maintenance or transportation. Additionally, San Antonio-based companies with employees working on vessels elsewhere, such as in the Gulf Coast region, need this coverage to protect their maritime workers from workplace injuries and illnesses.
Jones Act coverage in Texas provides more comprehensive protection than standard workers' compensation. It allows injured seamen to sue employers for negligence, potentially resulting in higher compensation. Unlike workers' comp, it covers pain and suffering and loss of future earning capacity. In San Antonio, this distinction is crucial for maritime-related businesses, as it offers their employees stronger financial protection in case of workplace accidents on navigable waters.
For Jones Act coverage in San Antonio, employees must spend at least 30% of their time working on a vessel in navigation. The vessel doesn't have to be at sea; it can be on rivers or lakes. San Antonio businesses must ensure their maritime workers meet this threshold. Coverage typically includes medical expenses, lost wages, and potential damages for negligence. It's crucial for local companies to consult with maritime law experts to ensure compliance with all Jones Act requirements.
The cost of Jones Act coverage for San Antonio businesses varies widely based on factors like the number of employees, type of vessels, and nature of work. On average, premiums can range from $5,000 to $50,000 annually for small to medium-sized operations. However, high-risk activities or larger fleets can see significantly higher costs. San Antonio companies should work with specialized maritime insurance brokers to get accurate quotes tailored to their specific operations and risk profile.
Yes, San Antonio businesses can and often should combine Jones Act coverage with other insurance policies. Many companies pair it with Protection and Indemnity (P&I) insurance, which covers third-party liabilities. For businesses operating both on land and water, a combination of Jones Act, workers' compensation, and general liability insurance is common. This comprehensive approach ensures full protection for all aspects of the business, whether operations are in San Antonio's urban center or on nearby waterways.
Start Your Coverage Today
Request a Free Quote
For over a decade, TWFG Khan Insurance Services has been the trusted partner for businesses across Texas and neighboring states. We specialize in complex insurance solutions for maritime, oil & gas, and construction industries where standard coverage isn't enough.
Don't let gaps in coverage put your business at risk. Our team of specialists will work with you to create a comprehensive protection plan that keeps your business secure and compliant.
Join the hundreds of businesses who trust us with their most critical insurance needs.