Jones Act Coverage Dallas

Your Dallas maritime business deserves protection from experts who understand local waterway risks and federal regulations.
• Deep understanding of Texas maritime laws and Jones Act requirements
• Expert knowledge of Dallas-area waterway risks and Gulf Coast operations
• Customized coverage for inland and offshore maritime activities
We go beyond basic Jones Act coverage with premium risk management services tailored for Dallas maritime operations. Our enhanced coverage options include quarterly safety audits, specialized crew training programs, and customized endorsements for inland and offshore activities. This proactive approach helps prevent claims while ensuring complete protection for your maritime workforce.
• Tugboat and Towboat Operators: Companies navigating the Trinity River system need robust coverage for crew injuries and vessel damage.
• Barge Transportation Companies: Businesses moving cargo along inland waterways require protection against worker compensation claims and cargo liabilities.
• Offshore Service Vessel Operators: Dallas-based companies servicing Gulf of Mexico oil rigs need comprehensive coverage for crew injuries and maritime accidents.
• Shipyards and Vessel Repair Facilities: Dallas area shipyards working on commercial vessels need protection against worker injuries and liability claims.

Let our local experts analyze your current coverage and identify potential gaps or savings for your business.
Comprehensive protection for Dallas maritime operations, addressing both inland and offshore risks while ensuring federal compliance.

Jones Act coverage costs vary widely, with Dallas companies paying an average of $5,000 to $50,000 annually. However, your specific premium depends on several factors:
Vessels operating in high-risk areas like the Gulf of Mexico may face higher premiums compared to inland-only operations.
Frequently Asked Questions
Quick answers to questions you may have. Can’t find what you’re looking for? Contact us here.
Jones Act coverage, also known as the Merchant Marine Act of 1920, protects maritime workers injured on navigable waters. While Dallas isn't a coastal city, it's relevant for businesses operating on inland waterways like the Trinity River or Lake Ray Hubbard. This coverage provides compensation for medical expenses, lost wages, and other damages for eligible maritime employees working in or around Dallas.
In Dallas, Jones Act coverage typically applies to workers on vessels navigating inland waterways. This includes crew members on tugboats, barges, or other commercial vessels on the Trinity River system. It may also cover workers on tour boats or water taxis on local lakes. The key factors are that the employee spends at least 30% of their time on a vessel in navigation and contributes to the vessel's function or mission.
Jones Act coverage in Dallas offers more comprehensive protection than standard workers' compensation. It allows injured maritime workers to sue their employers for negligence, potentially resulting in higher compensation. Unlike workers' comp, it covers pain and suffering and loss of future earning capacity. In Texas, where workers' comp is optional for many employers, Jones Act coverage provides crucial protection for maritime workers in the Dallas area.
The Jones Act in Dallas covers a wide range of injuries that occur on or in connection with a vessel. This includes slip and fall accidents, injuries from equipment malfunctions, exposure to toxic substances, and repetitive stress injuries. Given Dallas's inland location, it's particularly relevant for injuries on river barges, construction pontoons, or maintenance vessels. The Act also covers illnesses that result from working conditions on the vessel.
To file a Jones Act claim in Dallas, first report the injury to your employer immediately. Seek medical attention and document all injuries and treatments. Contact a maritime law attorney experienced in Dallas Jones Act cases. They can help navigate the complex legal process, which may involve filing in federal court. Remember, in Texas, you generally have three years from the date of the injury to file a claim under the Jones Act.
Under a Jones Act claim in Dallas, you can potentially recover a range of damages. These include medical expenses (past and future), lost wages, loss of earning capacity, and pain and suffering. You may also be entitled to maintenance and cure, which covers daily living expenses and medical treatment until maximum medical improvement. In cases of severe negligence or unseaworthiness, Dallas courts may award punitive damages, though these are rare in Jones Act cases.
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For over a decade, TWFG Khan Insurance Services has been the trusted partner for businesses across Texas and neighboring states. We specialize in complex insurance solutions for maritime, oil & gas, and construction industries where standard coverage isn't enough.
Don't let gaps in coverage put your business at risk. Our team of specialists will work with you to create a comprehensive protection plan that keeps your business secure and compliant.
Join the hundreds of businesses who trust us with their most critical insurance needs.