Sameer Khan

Sameer Khan is the Brand Director of TWFG Khan Insurance, a leading commercial insurance agency in Houston, Texas. With over 20 years of experience, he specializes in risk management solutions for diverse industries, offering tailored insurance programs that ensure protection and peace of mind for businesses and professionals.

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Parametric Insurance Innovations in InsurTech Startups

What if your insurance payout arrived the moment a hurricane hit your business—no delays, no paperwork? In 2024 alone, natural disasters and severe weather events caused $417 billion in global economic losses, yet only $154 billion was covered by insurers. This is where parametric insurance comes in. By offering instant payouts tied to predefined triggers, […]

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Captive Insurance Strategies for Oil and Gas Companies

The oil and gas industry is notorious for its complex and high-risk environment, making risk management a crucial concern for companies involved. Traditional insurance markets often lack adequate coverage, leaving these corporations vulnerable to unforeseen challenges. This shortfall has prioritized the need for customized solutions like captive insurance, which is designed to address the unique

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Identifying Oil and Gas Industry Coverage and Clean-Up Options

The oil and gas sector operates in hazardous environments where spills, equipment malfunctions, and ecological risks can result in substantial financial and legal difficulties. Companies risk costly lawsuits, regulatory fines, and reputational damage without the right insurance coverage and clean-up strategies. Identifying the right coverage ensures businesses are protected against unforeseen incidents, while effective clean-up

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Understanding Ocean Marine Liability Insurance Coverage

Shipping goods across oceans or operating vessels in international waters comes with immense opportunities—and substantial risks. From unpredictable weather to accidental damages, the maritime industry faces challenges that can lead to costly financial consequences. For example, in 2023 alone, 150 incidents of piracy and armed robbery against ships were reported globally, according to the International

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Understanding Monopolistic States for Workers’ Compensation Insurance

It’s important for employers to understand monopolistic states for workers’ compensation insurance, as some regions require coverage exclusively through state-run systems. Unlike competitive states, where private insurers can offer workers’ compensation, monopolistic states require employers to purchase insurance from a government-run fund exclusively. This unique system presents both opportunities and challenges, particularly regarding cost control,

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Legal Liability Coverage for Marina Operators

Understanding Marina Operators Legal Liability: What Every Operator Needs to Know Marinas are bustling hubs of activity where vessels come and go, creating a complex web of responsibilities and risks. Marina operators play a pivotal role in ensuring the safety and functionality of docking facilities for vessel owners and operators. However, this responsibility comes with

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Longshore and Harbor Workers’ Compensation Act: Death Benefits

What happens when a maritime worker loses their life due to a job-related injury? Who ensures their family gets the financial support they need? Maritime industries employ over 400,000 workers across the U.S., with a fatality rate 4.7 times higher than the national average. Given these risks, the Longshore and Harbor Workers’ Compensation Act (LHWCA)

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General Liability Insurance vs. Workers’ Compensation Coverage

Running a business comes with its fair share of risks. Whether it’s protecting your employees from workplace injuries or shielding your company from lawsuits, having the right insurance coverage is non-negotiable. Two of the most essential types of coverage are General Liability Insurance and Workers’ Compensation Coverage. Did you know that the average cost of

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