Sameer Khan

Sameer Khan is the Brand Director of TWFG Khan Insurance, a leading commercial insurance agency in Houston, Texas. With over 20 years of experience, he specializes in risk management solutions for diverse industries, offering tailored insurance programs that ensure protection and peace of mind for businesses and professionals.

Best Commercial Trucking Insurance Companies

Best Commercial Truck Insurance Companies

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Summary: Choosing the right commercial truck insurance company can protect your business from costly risks while ensuring regulatory compliance. This guide compares leading providers based on coverage options, claims support, financial strength, pricing, and trucking expertise. Whether you’re an owner-operator or managing a growing fleet, you’ll learn which insurer best fits your operation and what […]

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Workers Comp Class Code 8810

Understanding Workers Comp Code 8810 for Clerical Office Employees

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If you run a construction firm, maritime operation, oil and gas company, or manufacturing business in Texas, you likely have office staff receptionists, administrative assistants, payroll clerks, dispatchers. You probably think their workers comp classification is straightforward. It’s not.   Workers comp class code 8810 specifically designates clerical office employees noc (Not Otherwise Classified) and

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The Coverage Gap That’s Costing Contractors Their Defense: Why “Completed Operations” Won’t Protect You from a Professional Liability Claim

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If you’re a contractor who designs, plans, consults, or engineers any portion of what you build, and you’re counting on your Commercial General Liability (CGL) policy’s Products-Completed Operations Hazard (PCOH) coverage to cover a mistake, you need to pay close attention. The legal landscape has shifted. And it isn’t shifting in contractors’ favor. The Core

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Texas Liability Insurance

Texas Liability Insurance Requirements: What Businesses Need to Know

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Summary: Texas is one of the most business-friendly states in the country, but liability insurance rules here are genuinely nuanced. Most businesses are not legally required to carry general liability coverage, yet operating without it is rarely a viable option. Contracts, leases, licensing conditions, and lender requirements make liability insurance a practical necessity for almost

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What Q1 2026 Economic Data Means for Your Commercial Insurance Program

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TWFG Commercial | Houston, TX The first-quarter economic data is in, and for commercial operators in construction, energy, and maritime, the headline numbers tell only part of the story. The real story lies in what’s shifting beneath the surface and how those changes are poised to impact your insurance costs, your contracts, and your risk

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Security Company Insurance Requirements What Coverage Do You Need

Security Company Insurance Requirements: What Coverage Do You Need?

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Summary: The environment in which security businesses are conducted is full of hazards, and accidents, damage, or lawsuits can happen at any time. Because of these hazards, the majority of security businesses must have certain types of insurance coverage. Security company insurance needs are critical for the security business owner who wishes to make informed

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Cargo Insurance Cost Factors Coverage Benefits And Pricing Guide

Cargo Insurance Cost Factors, Coverage Benefits, and Pricing Guide

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Summary: Every time goods are transported between two locations, the process becomes exposed to various risks. Shipments may travel by truck, rail, air, or sea, and along the way, they can face problems such as theft, accidents, severe weather, or damage during handling. The occurrence of one incident results in unanticipated financial losses. Cargo insurance

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Workers Compensation Insurance Cost What You Need To Know

Workers’ Compensation Insurance Cost: What You Need to Know

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Summary: The cost of workers’ compensation insurance depends on more than just your payroll. Your industry type, history of claims, and regulatory environment are also important factors in determining the price of your workers’ compensation insurance. This is particularly true in Houston, where businesses often operate in high-risk sectors like oil and gas, construction, and

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