Sameer Khan

You might think that workers’ compensation is only for full-time employees, but as a subcontractor, you face the same risks on the job. The question is: could you ignore coverage that would protect you from severe financial and legal consequences? In this blog, we’ll break down why subcontractors need workers’ compensation, what the legal requirements

Starting a business is thrilling, challenging, and filled with endless potential. As a start-up, every decision you make shapes your future, and finding the right insurance partner is one of the most crucial. At TWFG Khan Insurance, we love working with start-ups because we understand your unique needs, share your entrepreneurial spirit, and are here

7 Compelling Reasons Small Businesses in Texas Need Insurance Coverage In Texas, small businesses are the backbone of the economy, comprising 99.8% of all businesses and employing 44.5% of the workforce. However, regardless of the industry, even the most well-planned businesses face risks that could derail their success. From unexpected property damage to lawsuits and

Running a small business means a lot of responsibilities, and worrying about unexpected risks shouldn’t keep you up at night. Whether it’s a burst pipe in your office, an employee injury, or a client dispute, the right insurance coverage ensures you’re ready to handle the unexpected without it derailing your business. But let’s be honest—figuring

Managing a small business means juggling a lot of responsibilities, and one of the biggest is making sure everything you’ve worked so hard to build is protected. Whether you own a storefront, manage an online shop, or provide services, unexpected risks are always a possibility—think accidents, lawsuits, property damage, or even cyberattacks. That’s where small

Hiring subcontractors can be a cost-effective way to get specialized work done, but it comes with significant risks if they don’t have proper insurance. According to the Bureau of Labor Statistics, in 2023, the construction industry reported 173,200 incidents, highlighting the potential for costly accidents in high-risk industries. When subcontractors lack essential insurance coverage, these

When an employee is injured on the job, how prepared are you to handle the situation quickly and effectively? The way you respond can directly impact both the injured employee’s recovery and the success of your workers’ compensation claim. In this blog, you’ll learn: The essential steps for assessing the injury and ensuring immediate safety.

Running a business involves navigating various risks, especially concerning workplace injuries and potential claims. Understanding the distinctions between Public Liability Insurance and Employers’ Liability Insurance is crucial for ensuring comprehensive coverage. In 2023, the U.S. Bureau of Labor Statistics reported 2,569,000 nonfatal injuries and illnesses in private industry, with 946,500 cases involving days away from

Operating a security guard business in Texas comes with unique challenges and responsibilities, particularly in adhering to state regulations. One critical requirement for private security companies is the PSB-05, a mandatory insurance form governed by the Texas Department of Public Safety’s Private Security Bureau (PSB). If you’re running a security guard business in Texas, this