Jones Act Coverage Harris County

Your Harris County maritime business deserves protection from a partner who understands local waterway risks and regulations.
• Deep understanding of Harris County's maritime industry and port operations
• Expert knowledge of Texas-specific Jones Act regulations and case law
• Customized coverage for Gulf Coast weather-related risks and offshore hazards
We go beyond basic Jones Act coverage with premium risk management services. Our enhanced coverage options include quarterly safety audits, crew training programs, and specialized endorsements for Harris County's diverse maritime operations. This proactive approach helps prevent claims while ensuring complete protection for your seamen and maritime employees.
• Shipping Companies: Operators of vessels in the Houston Ship Channel and Gulf Coast waters require comprehensive Jones Act protection for crew members.
• Offshore Oil & Gas Operators: Companies with platforms and rigs in the Gulf of Mexico need robust coverage for workers involved in offshore operations.
• Port Facilities: Businesses operating in the Port of Houston and surrounding areas must protect workers involved in loading, unloading, and maintenance activities.
• Commercial Fishing Operations: Fishing vessels operating out of Galveston Bay and coastal Harris County waters require Jones Act coverage for their crew.

Let our local experts analyze your current coverage and identify potential gaps or savings for your business.
Comprehensive protection for Harris County maritime operations, addressing regional risks and regulatory requirements.

Jones Act coverage costs vary widely in Harris County, typically ranging from $5,000 to $50,000 annually. However, your specific premium depends on several factors:
Older vessels or those operating in high-risk areas like the Houston Ship Channel may face higher premiums due to increased accident potential.
Frequently Asked Questions
Quick answers to questions you may have. Can’t find what you’re looking for? Contact us here.
Jones Act coverage in Harris County, Texas, is a federal maritime law that protects offshore workers injured on the job. It applies to seamen working on vessels in navigable waters, including the Houston Ship Channel and Gulf Coast areas. This coverage provides compensation for medical expenses, lost wages, and pain and suffering. In Harris County, with its extensive maritime industry, many workers in ports, on oil rigs, and aboard vessels rely on this crucial protection.
In Harris County's maritime sector, Jones Act coverage applies to workers who spend at least 30% of their time contributing to the function of a vessel in navigation. This includes deckhands, captains, engineers, and other crew members working on ships, tugboats, barges, and offshore platforms. The bustling Port of Houston and offshore oil and gas operations in the Gulf of Mexico employ many such workers. However, land-based workers or those on fixed platforms typically don't qualify.
Jones Act coverage in Harris County offers more comprehensive protection than standard workers' compensation. It allows injured seamen to sue their employers for negligence, potentially resulting in higher compensation. Unlike workers' comp, it covers pain and suffering and loss of future earning capacity. In Harris County's maritime industry, this can be crucial for workers facing long-term injuries from hazardous offshore conditions or accidents in the busy Houston Ship Channel.
In Harris County, common Jones Act claims include injuries from slip and falls on wet decks, equipment malfunctions, exposure to hazardous materials, and accidents during loading/unloading operations. Given the area's focus on oil and gas, injuries related to offshore drilling are also prevalent. The Act covers both sudden accidents and cumulative trauma injuries. In the Gulf Coast region, it also extends to injuries sustained during severe weather events like hurricanes, which are a significant risk in this area.
In Harris County, as per federal law, you generally have three years from the date of the injury to file a Jones Act claim. However, it's crucial to report the injury to your employer as soon as possible, ideally within seven days. Given the complexity of maritime law and the bustling nature of Harris County's ports and offshore operations, it's advisable to consult with a local maritime attorney promptly to ensure your rights are protected and deadlines are met.
Harris County's strategic location on the Gulf Coast significantly impacts Jones Act coverage and claims. The county's extensive coastline, busy Port of Houston, and proximity to offshore oil and gas operations in the Gulf of Mexico result in a high number of maritime workers eligible for coverage. Local courts are well-versed in maritime law, and the area has numerous experienced maritime attorneys. The region's susceptibility to hurricanes and tropical storms also influences the nature of many Jones Act claims in this jurisdiction.
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For over a decade, TWFG Khan Insurance Services has been the trusted partner for businesses across Texas and neighboring states. We specialize in complex insurance solutions for maritime, oil & gas, and construction industries where standard coverage isn't enough.
Don't let gaps in coverage put your business at risk. Our team of specialists will work with you to create a comprehensive protection plan that keeps your business secure and compliant.
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